Terms & Conditions of Service

2 Nature of Online Inquiries & No Commitment to Lend

The submission of an application or inquiry via westbridgecreditco.com does not constitute a binding commitment, guarantee, or legal obligation by Westbridge Credit Co. to extend credit or approve financing.

All credit extensions are strictly contingent upon:

• Formal underwriting review and preliminary criteria clearance;
• Satisfactory verification of identity, address, and source of income;
• Receipt and execution of Document 01 (Loan Statement) and Document 02 (Loan Agreement);
• Settlement of any agreed origination fee as formally disclosed in Document 01.

3 Precedence of Formal Credit Agreements

In the event of any discrepancy, ambiguity, or conflict between the informational content, marketing statements, or calculation estimates on this website and an executed Master Loan Agreement & Loan Statement, the terms of the executed Loan Agreement shall govern, supersede, and control in all respects.

4 Loan Calculator Estimations

Our interactive loan calculator provides mathematical estimates based on our standard private lending base parameters (3% nominal monthly base rate). These outputs are intended for illustrative planning purposes only and do not constitute an official loan estimate or legally binding quotation.

Final approved interest rates, repayment schedules, and principal limits are established solely through individualized underwriting and specified in your personalized Loan Statement.

5 Permitted Use & Prohibited Conduct

You agree to use this website only for legitimate, lawful borrowing inquiries. You agree not to:

• Submit inaccurate, fictitious, fraudulent, or impersonated personal or financial details;
• Deploy automated scrapers, web spiders, bots, or extraction scripts against any part of this portal;
• Interfere with or disrupt the security or operational integrity of the website or email infrastructure;
• Attempt unauthorized access to our administrative systems or client files.

6 Intellectual Property Rights

All text, branding, logos, trademarks, interface graphics, calculator logic, and legal documentation structures on westbridgecreditco.com are the proprietary property of Westbridge Credit Co. and protected under United States and international copyright, trademark, and intellectual property laws.

7 Disclaimers & Limitation of Liability

This website and all informational resources are provided on an "as is" and "as available" basis without warranties of any kind, whether express, implied, or statutory.

To the maximum extent permitted under applicable law, Westbridge Credit Co. and its officers, directors, and underwriters shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising from your access to or inability to access this portal or use of its estimation tools.

8 Governing Law & Legal Inquiries

These Terms shall be governed by and construed in accordance with the laws of the United States. For any inquiries regarding these Terms or formal legal correspondence, please direct written communications to our administrative desk: